A better tax credit in Québec than in Ontario when you live in a seniors’ residence.

As a residence advisor who is specialized in RPA – Résidences privées pour personnes âgées (private residences for seniors) in Outaouais, Sylvie St-Amour assists Ontario families who want to move their parents to the other side of the Outaouais River, in Gatineau, Québec (Hull, Aylmer and Petite-Nation) because it’s more affordable. The rent in a private residence with care services in Québec is cheaper in than in Ontario. The Québec government’s tax credit is a better option for seniors too.

Why is the cost of a private residence in Québec cheaper than one in Ontario right now?

1. The Ontario tax credit for home-support services for seniors is offered only at tax time, once a year. Comparatively, in Québec, the tax credit is automatically deposited into an eligible person’s bank account once a month.
2. Residences in Québec post rental prices that are $1,000 to $2,000/month cheaper than in Ontario for accommodations with similar services.

We’re here to walk you through the process
Register with RAMQ
One of the only issues that you could encounter is registering the person who wants to live in a residence in Québec with the RAMQ (Régie de l’assurance maladie du Québec) and then applying for the tax credit for home-support services for seniors.
3-month wait period
You will have to wait approximately 3 months before receiving the money from the credit, which will then be deposited automatically in your bank account, retroactive to the date it took effect. You will then get the money every month. This is great for families that need permanent housing for their parents and that have a limited budget. They can still access housing in a private residence.

The tax credit means private residences are more accessible to everyone
For many families that are waiting for a spot in a public residence, the tax credit gives them access housing in a private residence for just a few dollars more.

The upside of private residences
Private residences offer activities, but public residences simply can’t offer that service, which gives private residences more appeal.
Sylvie St-Amour, private residence advisor in Outaouais, is a private residence specialist in the cities of Gatineau, Hull, Aylmer and Petite-Nation. The residences in Outaouais that are close to the border offer similar care and services to those in Ontario, for a cheaper price, making them a smart choice for families in need.